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pamela castillo: As an insurance advisor it is my desire to provide unbiased information for consumers to make the best decision on the purchase of products and services to protect their financial well being with regard to health insurance. This benefits both the providers and users. I strongly encourage everyone to post their valuable insight regarding their personal experiences. If you are uncertain about your options take a moment to schedule a FREE consultation so we can discuss your situation and determine what is best for you. Those 15 minutes can change your life. You may actually already have the best coverage, if so, I'll quickly tell you.